What is Universal Life Insurance?

Universal Life Insurance combines permanent life insurance with a broad range of investments options. With a customized plan you will obtain the maximum protection for your estate.

Is Universal Life Insurance right for you?

Universal Life Insurance should be considered if you:

  • Want to focus on wealth accumulation
  • Have maximized your RSP contribution
  • Want to enhance your estate for your children and grandchildren
  • Want a tax-efficient way to protect the value of your business

Advantages

Flexibility

You decide the amount of life insurance and premium payments (subject to policy minimums.)

Tax-preferred savings growth

The saving component allows for tax-deferred investment growth that can be used in many ways while you are still alive such as supplementing retirement income or helping to cover the costs associated with a disability.

Interest Strategy Choices

You can choose to invest in one or a combination of portfolios.

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