What is  Critical Illness Insurance?

Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.

Is Critical Illness Insurance right for you?

Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease.  Recovery may come with a significant financial cost that impacts both you and the people close to you.

4 leading health risks facing Canadians.

An estimated 3,075 Canadians will be diagnosed with cancer every week.

67% of costs associated with cancer treatment in Canada are not covered by any public health plan

1 in every 20 Canadians will suffer a stroke.

Survival rate is 85% for strokes.

It is estimated there are over 70,000 heart attacks in Canada each year.

Survival rate in Canada is currently 80% for heart attacks.

Patients stay in the hospital 5-7 days

Recovery period is 6 to 12 weeks

Benefits and Riders

Early Detection Benefit


Provides a one-time, lump-sum payment per policy if you are diagnosed with one of the Early Detection Covered Conditions and survive the survival period.

Return of Premium on Death Benefit

Provides a one-time, lump-sum payment upon the death of the insured, however, it is not payable if the Critical Illness Benefit has been paid or is payable.

Disability Waiver of Premium Rider

This rider waives the premium if the person insured under this rider is considered totally disabled

Get A Quote

Get a quote today...

Tailored to your needs
Get A Quote